Voluntary Benefits

2025 Edition: The Complete Guide to Today's Care Crisis

The Growing Costs of Care Remain a Challenge

Today, the median cost of a nursing home is more than $9,000 per month.1 Pair that with a population whose need for long-term care is growing while their options to fund care are limited. The result? A significant concern for both employees and employers.

Whether you’re already familiar with the long-term care crisis or hearing about it for the first time, the 2025 edition of our white paper provides an analysis of the situation to help prepare brokers and employers:
  • Examine the root causes of the care crisis
  • Analyze the challenges faced by caregivers and care recipients
  • Learn how long-term care impacts employees and their employers
  • Gain a deeper understanding of the solutions that effectively address care challenges
63% of care recipients never considered they might need care. Learn more about the care crisis. Source: Beyond Dollars. How Caregiving impacts families, communities, and society. Genworth.

Long-Term Care Impacts People of All Ages

 Federal estimates suggest 70% of people age 65 and older will need long-term care before they die.  Source: Few people are prepared to cover long-term health care costs. NPR 2024.
37% of long-term care recipients are under 65 years old. How to Pay for Care? Source: Genworth. 2024.

The first step to solving the care crisis is understanding it – fill out the form below to download the white paper and get your complete guide to the care crisis:

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