Rethinking Your Resolutions

It’s December 31, almost the start of a brand-new year. Like millions of others, you’ve probably sat down to write a list of resolutions, many of which might feel ambitious or even a little over the top. You’ve convinced yourself that this is the year you’ll become the most successful version of yourself. And you know what? It can be.

But, success doesn’t have to mean saving a million dollars or mediating for two hours every morning. In fact, achieving your financial and wellness goals for the year can be a lot simpler than that. It might be as easy as taking a moment to explore and enroll in the voluntary benefits your company offers.

Benefit Solutions for New Year’s Resolutions

Taking a look at the benefits on the market today and the ones offered by your employer can provide a fast track to some of those common New Year's resolution goals people seek.

This year, what if you enrolled in a life insurance policy that also provides cash benefits for long-term care? If available, this simple step can help to enhance your financial security while promoting peace of mind for your health and well-being in the event of the unexpected.  Adding a hospital indemnity policy could offer a sense of protection and, with that, confidence that even the longest gym session can’t provide. 

The coverage you purchase at work may also include added-value benefits you may not be aware of unless you review your benefits package. For example, wellness benefits included with supplemental health plans can help you stay on top of your health to ease daily anxiety. Supplemental health insurance can also help pay out-of-pocket costs for medications and deductibles, helping you to stay financially secure. Even elder care services included with long-term care policies can help strengthen family dynamics.

And, if your employer doesn’t offer these benefits, it’s a great opportunity to get involved in your work community. Your HR team is always trying to build benefit programs that support employee needs. You can help them (and your coworkers) out by starting a conversation about what you hope for this year, benefits-wise.

As you browse, look around, you may realize that your overall goals aren’t all that far away. With a fresh perspective, we hope you understand that the value voluntary benefits bring is greater than simply being prepared. They can ease financial anxiety and give you control over the lifestyle you want to live.

This year, rethink your resolutions. Attainable goals are within reach; just take a moment to review your company’s open enrollment packet and explore the valuable voluntary benefits offered. Every choice you make today is an investment in a healthier, more secure future.