Employer Connection

Supporting Healthier Futures for Active Teens – Starting 7/1/2025

We’re excited to announce an enhancement to our virtual musculoskeletal (MSK) treatment benefit. Effective July 1, 2025, dependents ages 13–17 will now have access to comprehensive virtual MSK treatment through Vori Health. This expansion builds on the current offering, which is already available to adult members aged 18 and up.

This benefit is included with Trustmark major medical plans and gives your employees’ teen dependents convenient access to high-quality, expert-guided care, right from home.

What’s Changing?

• New Age Group Added: Dependents ages 13–17 now eligible
• Effective Date: Applies to all groups on 7/1/2025
• Eligible Plans:
  • HealthyEdge℠ (HE)
  • Healthy Incentives^® (HI)
  • Healthy Choices℠ (HC)
• Excluded Plan: Preventive Plus plans do not include this benefit

What’s Included with Virtual MSK Treatment
Teenagers now have access to a full suite of Vori Health MSK services, designed specifically to address the unique needs of adolescents:

Conditions Treated

• Sports injuries (e.g., sprains, strains, knee/shoulder injuries)
• Growth-related discomfort (e.g., Osgood-Schlatter disease, growing pains)
• Back and neck pain
• Overuse injuries (e.g., tendonitis, shin splints)
• Post-injury rehabilitation

Care Components

• Virtual visits with board-certified physicians and licensed physical therapists trained in adolescent MSK care
• Personalized digital Care Plan, including:
  • Tailored treatment protocols
  • Motion Guide: Computer vision tech for real-time movement feedback
• Progress tracking and expert support in one easy-to-use digital platform

Cost and Coverage Details

• For members enrolled under Trustmark HealthyEdge℠ PPO, Trustmark Healthy Incentives^® PPO, or Trustmark Healthy Choices℠: Services are covered at 100%
• For members enrolled in Trustmark HealthyEdge℠ CDHP, Trustmark Healthy Incentives^® CDHP, or Trustmark Healthy Choices℠ CDHP: Services are subject to deductible and coinsurance

Why This Matters
Teenagers today face rising rates of sports-related and postural MSK issues. By providing early, expert-driven care, employers can help families manage injuries before they become chronic and support better health outcomes for the next generation. Vori Health’s virtual care is designed for modern families: it’s accessible, evidence-based, and personalized.

• Learn health plan lingo: Navigate coverage confidently by understanding terms like copay, coinsurance, deductible, and out-of-pocket limit.
• Choose in-network providers: Save money by opting for healthcare providers within your PPO network.
• Leverage telehealth: Access convenient, non-emergency care via video, phone, or mobile app. 
• Stay current with preventive care: Catch issues early with vaccines, screenings, and tests covered at no cost.
• Opt for generic drugs: Reduce prescription costs by choosing generic medications, which are as effective as brand-name drugs.
• Make the most of HRAs and HSAs: Use pre-tax accounts to manage healthcare expenses and save money.

Our second email in our Ways to Save campaign is designed to encourage employers and their covered employees to learn about healthcare coverage terms.

Via a link in this email, Do You Understand Health Plan Lingo?, readers can access an article discussing how mastering the language of health coverage helps healthcare consumers more effectively manage their care and healthcare costs.

Our Ways to Save campaign promotes approaches to help consumers save on healthcare costs.

Members covered by a major medical plan with a PPO administered by Star Marketing and Administration, Inc. will be sent this email shortly.

Congress did not extend telehealth benefit flexibility for high-deductible health plans beyond Dec. 31, 2024. As a result, changes were made to the virtual musculoskeletal (MSK) treatment benefit for our major medical CDHP designs with plan years beginning Jan. 1, 2025, and after.

Learn more.

To help make tax filing for 2024 easier and more convenient for employers, electronic versions of Form 1095-B (in a PDF format) are now available in the Document Center on our website.

Employers can log in at TrustmarkSB.com/login. Tax documents are not available for brokers.

Please reference the information below for further assistance. 
 

11/8/2024
Electronic Form 1095-B for Employers’ Tax Filing Available in Early January

An electronic version of Form 1095-B (in a PDF format) will be available in the Document Center on our website in early January 2025. Employers should log in at TrustmarkSB.com/login.

If employers need to reference the data used to populate the forms, it will also be available in a CSV format in the Document Center.

The Affordable Care Act requires employers with fewer than 50 employees to annually file Form 1095-B to report certain information about individuals who are covered by minimal essential coverage.

Form 1095-B will be available to all active and terminated employers with fewer than 50 enrolled employees who had coverage administered by Star Marketing and Administration, Inc., at any point during the 2024 calendar year. The forms will be generated for all active and terminated covered employees and dependents of these groups. 

Employers must distribute Form 1095-B to covered employees by Jan. 31, 2025, and file those forms with the IRS via paper by Feb. 28, 2025, or electronically by March 31, 2025.

Employers with questions about the IRS requirements should consult a tax advisor.

For additional information and instructions on Form 1095-B, please review this IRS link: About Form 1095-B, Health Coverage