Build your Future with Voluntary Insurance Coverage

Build your Future with Voluntary Insurance Coverage

Take advantage of your voluntary benefits

Pursuing your dreams begins with taking steps toward planning for your future. Through your employer, City of Newport News, you have access to elect LifeTime Benefit Term insurance with Long-Term Care and supplemental accident insurance, hospital indemnity insurance, and critical illness insurance coverage to help secure your family’s financial future. These insurance coverages can also help enhance your wellbeing and offer peace-of-mind protection.

Benefit Eligibility information:

As a City of Newport News employee, you are eligible to enroll in supplemental insurance if employed:
Part-time (20 hours per week)
Full-time employees (30 hours per week)

Your effective date is the 1st of the month following 31 days of employment with the City.
(For example, if a City of Newport News employee is hired on April 15th, then the benefits effective date would be June 1st.) The City of Newport News allows 31 days for the benefit elections and supporting documentation to be received after your 1st day of work.

69% of life insurance owners report that they feel financially secure compared to 49% of those who do not own life insurance.1

Enrolling in Voluntary Benefit insurance coverage is as easy as 1-2-3!

Option 1:

Call 855-749-7460 to speak with a benefits specialist

Option 2:

Enroll now in voluntary benefits

When speaking to a benefit specialist, you can learn more about coverage options available to you that are within your financial budget.

Voluntary Benefits for the City of Newport News employees

Play LifeTime Benefit Term Insurance video

CHUBB's LifeTime Benefit Term

Valuable protection for your loved ones

KEY BENEFITS:

LifeTime Benefit Term is term insurance with guaranteed benefits, a reduced paid up death benefit after 10 years and lasts to age 121
Long Term Care pays you 4% of your death benefit each month you receive covered services for long term care
The full death benefit is guaranteed 100%, designed to last through age 99 for nontobacco users and age 95 for tobacco users. Thereafter it will never be less than 50% of the original death benefit
Premiums never increase and are guaranteed through age 100
Coverage is available for spouse, children and dependent grandchildren
LBT is fully portable and guaranteed renewable for life as long as premiums are paid as due

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Trustmark Accident Insurance

Coverage for when life takes a tumble.

Key Benefits:

Pays cash directly to you for covered accidents and the services to help treat them
The plan pays regardless of other coverage you have
No restrictions on how you may use the money

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Trustmark Critical HealthEvents^_® Insurance

Providing a financial cushion so you can focus on getting well.

Key Benefits:

Pays cash directly to you when you are diagnosed with a covered illness
The plan pays regardless of other coverage you have
No restrictions on how you may use the money

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Trustmark Hospital StayPay^® Insurance

Keeping things balanced when you get knocked off your feet.

Key Benefits:

Pays cash directly to you when you end up in the hospital due to a covered accident or covered illness
The plan pays regardless of other coverage you have
No restrictions on how you may use the money

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Are you ready to enroll?

Yes, Enroll Now

¹2023 Insurance Barometer Study, LIMRA and Life Happens. Published: May 2023.

Trustmark Hospital StayPay^® is a registered trademark of Trustmark Insurance Company. This is a brief description of benefits under HII 119 and applicable riders CFR 119, CCR 119, FUR 119, IBR 119, ICR 119, RSR 119, SBR 119, TLR 119 and WBW 119. This hospital indemnity insurance policy/group certificate provides limited benefits that are the result of a covered accident or covered sickness. It is not a substitute for medical expense insurance, major medical expense insurance or a health benefit plan alternative. It does not provide comprehensive medical coverage. It is also not a Medicare Supplement policy, nor is it a policy of worker’s compensation. A hospital is an institution licensed, accredited or certified by the state which is operated pursuant to law and is duly licensed by the agency responsible for licensing such institutions; provides 24-hour nursing service by registered nurses; provides diagnostic and therapeutic care under the supervision of a full-time staff of physicians on an inpatient basis; and provides emergency room services. The term hospital does not include rest or nursing homes, convalescent homes, or homes for the aged; facilities primarily affording custodial or educational care; rehabilitation unit; or mental health treatment facility. Please refer to your policy/group certificate and outline of coverage, if applicable, for complete information. Limitations on pre-existing conditions may apply. Benefits, definitions, exclusions, form numbers and limitations may vary by state. For costs and coverage detail, including exclusions, limitations and terms, see your agent or write the company. Underwriting conditions may vary and determine eligibility for the offer of insurance.

Trustmark Critical HealthEvents^® is a registered trademark of Trustmark Insurance Company. This is a brief description of benefits under CII 214 and applicable riders SIR 214, ASR 214, HLR 214, CGR 214, WPD 214, WPC 214, MAR 214, and EZV 214. This critical illness/specified disease insurance policy/group certificate provides supplemental health insurance coverage, which pays a limited, lump-sum benefit for specified diseases only. It is not a substitute for medical expense insurance, major medical expense insurance or a health benefit plan alternative. It does not provide comprehensive medical coverage. It is not intended to pay all medical costs associated with the specified diseases and is not designed to provide coverage for other medical conditions or illnesses. It is also not a Medicare Supplement policy, nor is it a policy of worker’s compensation. Please refer to your policy/group certificate and outline of coverage, if applicable, for complete information. Limitations on pre-existing conditions may apply. Benefits, definitions, exclusions, form numbers and limitations may vary by state. For costs and coverage detail, including exclusions, limitations and terms, see your agent or write the company. Underwriting conditions may vary and determine eligibility for the offer of insurance.

Trustmark Accident Insurance. This is a brief description of benefits under A-607 and applicable riders WB-607, HS-12000R, and LCWP-5/01. This is an accident only policy with limited benefits and does not pay benefits for diseases, sickness, or for loss from sickness. This is not a workers’ compensation policy or a substitute for medical expense insurance, major medical insurance or a health benefit plan alternative. It is also not a Medicare Supplement policy. Please refer to your policy/group certificate and outline of coverage, if applicable, for complete information. Limitations on pre-existing conditions may apply. Benefits, definitions, exclusions, form numbers and limitations may vary by state. For costs and coverage detail, including exclusions, limitations and terms, see your agent or write the company. Underwriting conditions may vary and determine eligibility for the offer of insurance.

Products underwritten by Trustmark Insurance Company and Trustmark Life Insurance Company of New York. Rated A (Excellent) for financial strength by AM Best.